The call is final; these are the current conditions:
The 0% interest loan can be requested in amounts ranging from 3 to 20 million HUF, with up to 50% of the loan amount available as a non-repayable grant. The Loan Program is designed for SMEs with low digital intensity that have at least one full closed business year and have had a registered headquarters, branch, or site at the implementation location for at least one year.
The call allows for nationwide implementation, meaning even companies based in Budapest can apply for the loan program. Loan applications can be submitted within the framework of the Loan Program from December 5, 2024, to June 30, 2027.
With a total budget of 27.8 billion HUF, the program will support a minimum of 1,390 SMEs, though this number is likely to double if the conditions remain unchanged.
The interest-free loan can be used for the following purposes, either jointly or separately, as on-premises or cloud-based solutions:
- Introduction of basic cloud computing services (cloud-based only)
- Websites and portals ensuring online presence
- Implementation of software or cloud services for launching or enhancing e-commerce
- Introduction of e-invoicing software or cloud services suitable for automatic processing
- Implementation of software or cloud services supporting remote and group work
- Deployment of enterprise resource planning (ERP) software applications
- Introduction of customer relationship management (CRM) solutions
- Implementation of ICT security solutions
- Deployment of advanced or moderately advanced cloud computing services
- Introduction of artificial intelligence (AI) technologies and services
- Implementation of big data and other data analytics technologies and services
If an existing IT system is in place, support applications can be submitted for module expansion in the above target areas or for the complete replacement of an outdated system. Additionally, training, expert, and consulting services can be utilized, and costs related to the acquisition of tangible assets (hardware and other industrial digital devices, network equipment, telecommunications devices) are also eligible for funding.
The loan term can be up to a maximum of 8 years. The project implementation deadline is 18 months after contract signing, which can be extended by an additional 6 months if justified.
Additional Conditions:
- Economic enterprises qualifying as small and medium-sized enterprises (SMEs) are eligible for support, and from February 1, 2025, micro-enterprises will also be eligible.
- Based on the digital maturity assessment system, applicants must have very low or low digital intensity.
- SMEs engaged in agricultural and food industry development are not eligible for support.
- Companies that have already received funding under the DIMOP Plus 1.2.3/A-24 or DIMOP Plus 1.2.3/B-24 programs cannot receive support under this Loan Program.
- The requested loan amount must not exceed ten times the operating profit of the last closed business year prior to the loan application submission.
- The financing amount must not exceed the revenue of the applicant company for the last fully closed business year before submission.
- The subject of the investment must be included in the collateral pool, and it cannot be transferred until the end of the loan term.
The blog containing details of the previous public consultation call can be read here, with the main differences being:
- The original submission period was from October 31, 2024, to June 30, 2027, which has been modified to December 5, 2024, to June 30, 2027.
- The final call clarifies that applications can be submitted for both cloud-based and on-premises solutions.
For further information and consultation, please fill out our contact form.